Choice Insurance Agency
A Trusted Choice for Insurance Solutions
Today’s Choices for Tomorrow
Comprehensive coverage tailored to your needs:
Health & Medical Insurance | Lifestyle Support | Social Advocacy
Choice Insurance Agency
A Trusted Choice for Insurance Solutions
Today’s Choices for Tomorrow
Comprehensive coverage tailored to your needs:
Health & Medical Insurance | Lifestyle Support | Social Advocacy
Choice Insurance services residents of Illinois
and the following states:
AL, GA, OH, KY, MS, SC, TX
Toll-Free: (877) 204-9648
Local: (618) 278-5927
a.campbell@insureyourchoices.com
About Us
Choice Insurance Agency is an autonomous insurance agency offering tailored plans from well-established carriers to families, seniors, veterans, caregivers, and small business entities. Our personalized solutions cater to the unique needs of protection for our clients. Moreover, while simultaneously maintaining a high level of professionalism and dedication.
Specializing in filling the healthcare gaps for options tomorrow
Long-Term Care and Recovery
Long-term care and short-term recovery services are among the most significant and often unexpected out-of-pocket expenses for retirees and aging adults. While many assume Medicare will cover these needs, the reality is that Medicare has substantial coverage gaps when it comes to extended in-home care, stays in long-term care facilities, and private nursing services. These gaps can leave families facing tens of thousands of dollars in uncovered expenses during some of the most vulnerable times in their lives.
We specialize in helping individuals and families navigate the complexities of long-term care insurance recovery. Whether you’re dealing with a denied claim, delayed payment, or confusion about what your policy covers, our experienced team advocates on your behalf to ensure you receive the benefits you’re entitled to. We understand the urgency of care decisions and work quickly and compassionately to resolve issues, so you can focus on health—not paperwork.
Our Services
Medicare Supplement Plans (Medigap)
Original Medicare (Parts A and B) offers important coverage, but it doesn’t pay for everything. That’s where Medicare Supplement Plans—also known as Medigap—come in. These plans are specifically designed to complement your existing Medicare coverage by helping to pay for out-of-pocket costs such as deductibles, copayments, and coinsurance.
We compare and choose the right Medigap plan based on your health needs, lifestyle, and budget. Whether you're concerned about rising healthcare costs or just want greater peace of mind, a Medicare Supplement Plan can provide the additional protection and flexibility you deserve in retirement.
We’ll guide you through your options and make sure you’re covered where Medicare leaves off.
Hospital Indemnity Plans
Hospital Indemnity Insurance is designed to provide extra financial protection when you need it most. Even with Medicare or other health coverage, a hospital stay can result in significant out-of-pocket expenses—from deductibles and copays to extended stays and follow-up treatments. Hospital Indemnity Plans offer a lump-sum or daily cash benefit to help cover these unexpected costs.
We will assist you in selecting a Hospital Indemnity Plan that fits your needs and complements your existing health insurance. Whether you’re enrolled in a Medicare Advantage Plan or traditional Medicare, this supplemental coverage can offer peace of mind by reducing the financial strain of hospital visits, observation stays, and recovery care.
Let us help you prepare for the unexpected with coverage that protects your health and your savings.
Cancer and Catastrophic Illness Insurance Plans
A cancer diagnosis—or any serious illness—can be life-changing, both emotionally and financially. Even with health insurance, the out-of-pocket costs for treatment, medications, travel, and lost income can be overwhelming. Cancer and Catastrophic Illness Plans are designed to provide a financial safety net during these challenging times.
At Choice Insurance Agency, we offer specialized insurance plans that deliver a lump-sum cash benefit upon diagnosis of cancer or other serious illnesses such as heart attack, stroke, or organ failure. These benefits can be used however you need—whether it's covering treatment costs, household bills, travel expenses for specialized care, or taking time off work to focus on recovery.
Protect your health and your financial stability with coverage that helps you and your family face the unexpected.
Medicare Advantage Plan (Part C)
Medicare Advantage Plans, also known as Medicare Part C, are all-in-one alternatives to Original Medicare. Offered by private insurance companies approved by Medicare, these plans combine hospital (Part A) and medical (Part B) coverage and often include additional benefits like prescription drug coverage, dental, vision, and wellness programs.
Medicare Advantage Plans are built on a cost-sharing model. While they often come with lower monthly premiums than Medicare Supplement Plans, you may be responsible for certain out-of-pocket costs such as copayments, coinsurance, and annual deductibles when receiving care. These plans typically use provider networks (like HMOs or PPOs), so understanding your network and coverage limits is key.
We help you compare Medicare Advantage Plans based on your medical needs, preferred doctors, prescriptions, and budget. Our goal is to ensure you get comprehensive coverage without surprises—so you can stay focused on your health, not the fine print.
Let us help you find the right Medicare Advantage Plan for peace of mind and smart savings.
Life Insurance, Final Expense Plans, & Annuities
Planning for the future means protecting your loved ones—both emotionally and financially. At Choice Insurance Agency, we offer a range of solutions designed to bring peace of mind and financial security when it matters most.
🕊️ Final Expense Insurance
Final Expense Plans are affordable life insurance policies specifically designed to cover end-of-life costs such as funeral services, burial or cremation, and outstanding medical bills. These plans help safeguard your spouse and family from the financial burden of final arrangements, while also helping to replace lost income or Social Security benefits that end upon death.
🛡️ Life Insurance
Whether you're looking for term life coverage to protect your family during your working years or whole life insurance to build lasting value, our advisors help you choose a policy tailored to your goals. Life insurance can provide financial stability, pay off debts, and ensure your loved ones are cared for.
💰 Annuities
Annuities offer a reliable stream of income in retirement. Whether you're concerned about outliving your savings or looking to supplement Social Security, we help you explore fixed and indexed annuity options that provide guaranteed income, tax advantages, and peace of mind.
Protect your family’s future with trusted solutions that meet your needs today and tomorrow.
Prescription Drug Plans (Part D)
Prescription drug coverage is a vital part of protecting your health and your finances in retirement. Medicare Part D Prescription Drug Plans help cover the cost of medications, but not all plans are created equal. Each plan has its own list of covered drugs (formulary), cost-sharing structure, and preferred pharmacy networks.
We make it easy to find the right Prescription Drug Plan for your specific needs. Our team will guide you through a detailed review of each plan’s premiums, deductibles, copays, and drug coverage tiers. Whether you take a few generic medications or have more complex prescription needs, we’ll help you choose a plan that minimizes your out-of-pocket costs and ensures access to the medications you rely on.
Get expert help choosing a Medicare Part D plan that truly fits your life.
Dental, Hearing, & Vision Plans
Good oral, hearing, and vision health play a vital role in maintaining your overall well-being and quality of life—especially as you age. Yet, these essential areas of care are often not fully covered by Medicare or standard health insurance plans.
We offer a variety of Dental, Hearing, and Vision plans that are specifically designed to support your long-term health. These plans help cover routine exams, cleanings, eyeglasses, hearing aids, and even more advanced procedures, depending on the coverage you choose.
Whether you're looking for affordable preventive care or comprehensive benefits, our team will help you find a plan that fits your needs and budget—so you can hear, see, and smile with confidence.
Explore coverage options built to keep your aural, oral, and optical health in top shape.
Schedule a Consultation
Get quality support from an educated expert in the insurance market who will help you find coverage to fit your individual needs. No headaches. No worries. Just peace of mind.
Your information will be provided to a licensed agent. You may also be contacted by a licensed agent.